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FAQs
What is the check cashing rate at United Check Cashing?
Check cashing fees are regulated on a state by state basis and can range from 1.5%-5% depending on your state.   United Check Cashing offers competitive check cashing rates that vary by location. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you.
How do I find out more information on purchasing a United Check Cashing franchise?
United centers serve the needs of consumers seeking an alternative to traditional banking relationships. Our franchisees operate clean, bright, safe retail centers designed to create a community-bank atmosphere and they build strong customer relationships by providing the type of friendly service not usually associated with today's banks. We meet this demand for convenient cash management by offering better hours and more accessible locations than a typical bank and we cash their checks, with no holds while it clears the banking system, all for just a couple of pennies on the dollar. We also assist them in paying their bills, wiring money and a host of other personal financial transactions.

Please click on the FRANCHISE INFO tab on the menu bar or click  www.unitedfsg.com.  and you will be redirected to our franchise information website.

Does United Check Cashing offer Payday Loans?
Many United Check Cashing centers offer payday loans in states where they are permitted. When legislation allows, these United centers can offer small short term loans to most consumers who are at least 18 years of age, have a job, an active checking account and a working phone at their home.

United Cash Advance (Payday Loan) is offered at participating locations only. To find out if your local United Check Cashing offers United Cash Advance, click on the location store page listed on the FIND A LOCATION search and look under Services. You may also call the store directly.

When I pay a bill at United Check Cashing, does my payment post right away?
When you use the convenient bill payment service at United Check Cashing, your payment will typically post in 24 - 72 hours. To avoid late charges from the biller, you should allow at least two days for your payment to post.
Do you accept checks for bill payment?
Yes, in most instances, United Check Cashing accepts checks for bill payment. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you.
Do you have Western Union or Moneygram?
United Check Cashing offers safe, convenient and reliable payment devices. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you and find out about the Western Union and/or Moneygram services available.
What is the highest amount I can purchase on a single money order?
Generally, stores will be able to issue money orders up to $1,000. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you.
I have a large check coming--can you cash that amount?
Yes, for the best service you should call ahead to notify the store to ensure that the cash is available for a large transaction. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you.
Does United have copy and fax services?
United Check Cashing does much more than just cash checks. We are a complete financial services center for our customers, helping them to manage their personal business and finances. To support this goal, many United Check Cashing centers offer the following services: copy and fax services, transit passes, transit tokens, coin counting, envelopes, stamps and notary public services. The availability of these services varies by location. Please click on FIND A LOCATION to locate and contact the United Check Cashing near you.
United Check Cashing is a pioneer in the check-cashing industry. Founded in 1977 in Philadelphia, its owners operated several check-cashing centers until they... more >>


Provides for option to collect name and e-mail for follow-up by home office personnel or franchisees as appropriate.

Q: How to Set Savings Goals
A:When it comes to setting your savings goals, be SMART --- Make goals that are specific, measurable, achievable, realistic and can be accomplished on a timed basis. An example of a smart savings goal might be: I am going to save $10 a week for six months. After six months you would have hopefully saved $240 if you stuck to your goal! Every little bit adds up and putting something away is surely better than putting nothing away.
 

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